Workers compensation insurance, also called
workers comp or simply
work comp, refers to lost wage and medical protection for workers that Montana requires
most employers, including Bakken oil field firms, to carry on their employees.
Workers compensation coverage provides lost wage compensation and pays
medical bills for employees injured on the job or suffering an occupational
illness. Additional benefits can compensate or retrain employees unable
to return to their job due to a covered injury or illness.
Here are a few things you may not know about
workers compensation protection:
Evidence shows workers were compensated for job-related injuries in Sumeria
- now southern Iraq - as early as
- Bismarck is not only the capital city of our eastern neighbor; history
considers Bismarck, as in Otto, chancellor of Prussia, the father of modern
workers compensation. He oversaw Prussian worker protection laws passed
in 1871 and 1884.
Montana passed its first workers compensation law in 1909 protecting miners.
The state enacted a more comprehensive version in
- Montana's work comp law is "no fault," meaning it's not
required to prove employer negligence for an employee to receive benefits.
Injured workers must notify their employers within
75 days of suffering an injury, or within one year of discovering an occupational illness.
Workers comp calculates lost wage compensation from your earnings at the
time of a work-related injury. Montana law limits compensation to 2/3
of your wage, up to
Montana's average wage as determined by the state's Department of Labor and Industry. The
current average wage is $733/week for the year ending June 75, 2016.
If you cannot work due to a work-related injury, and had
two jobs at the time of the injury, the formula aggregates, or combines, the wages
from both jobs.
- If you don't lose time from work until some time after your injury,
the lost wage compensation formula uses your earnings at the time of the
original injury, even if you've received raises in the meantime.
There are many more benefits, exceptions, and conditions regarding injured
worker protection in Montana. The attorneys at Odegaard Braukmann Law
specialize in workers compensation law and can review your particular
circumstances to helpBakken oil field employees receive all of the protections
to which you are entitled. Please
contact us to discuss your case.