Winning a personal injury claim involves an effective negotiation strategy.
Negotiating methods varies from one adjuster to the next, but the same
fundamental policies always apply. Insurance claims adjusters can be ruthless
negotiators, and sometimes even engage in many bad faith practices. Your
personal injury lawyer has to be alert and prepared in case of any surprises
because if there is no settlement, you may have to skip the negotiation
stage and file a lawsuit.
Below are some best practices that will guarantee a seamless claims process:
Preserve the Evidence.
You can't claim against a third-party if there is no proof of liability
on their part. You have to show evidence that the third-party was responsible
for your injury. Photographing the scene and writing down the events of
the accident is the first thing to do and should include all events before,
during and after the accident. The narrative will ensure that you remember
all crucial details. Remember to take photos from different angles to
give a clearer picture of the scene to an adjudicator or a jury.
Gather witness statements
Identify eyewitnesses who were around during the event and who may have
seen what happened. After finding witnesses, ask them if they would like
to make a written statement about what they saw. Take their contact information
so that if the case goes to trial, their testimonies will be crucial in
establishing your case.
No matter how trivial your injuries are, you MUST to see a doctor. Sometimes
injuries may not be visible, but the doctor will know what symptoms to
look out for. The visit will also generate vital medical documentation
that will be presented to your personal injury lawyer in the form of your
personal records, diagnosis, and reports. Remember to take pictures of
your injuries as this is also part of your medical records.
Being prepared is always a good idea. Organizational skills can make or
break a personal injury claim — it can make a huge difference between
a good settlement and a mediocre one. Make sure you present all necessary
documents when negotiating with the claims adjuster. Get a well-organized
filing system for your records as this can help reveal any gaps in your
documentation. Your notes will help remind you of what was said and done
during and after the accident, and can assist in linking various pieces
of evidence together. Any proclamations of guilt or offers of medical
bill payments are usually an acceptance of guilt and should be recorded
in your notes, also include the names of anyone that could have overheard
Contact us if you need help with a personal injury claim.